I
am writing this blog post to let others know how to get a free credit
report, why you should get your credit report and how much of a
difference my free credit report made to me financially. I got my free
credit report online at http://FreeCreditReportInstant.com after several bad experiences with other
companies. Here's why you should get your credit report there and how
much of a difference it will make to you to have this important
document:
I
have been on a fixed income for several years and so have had to watch
every cent I spend- being careful always to live within my means has
been a challenge. I'm sure you can imagine how scary it was when
letters started arriving in the mail claiming I owed companies I had
never heard of outrageous amounts of money. Honestly? I was terrified! A
neighbor told me I could get a free credit
report online, and that this would show what was going on with these
demands for debts that I had no knowledge of. Identity fraud was the
likely answer, but without proof, my own credit record would take a
beating.. after all, these "debts" were still using MY name and details!
I searched online and ordered my free credit report from a company who
then spammed me with loan offers, and a whole bunch of inappropriate
emails and (I suspect) passed my email on to a mailing list. The "free"
credit report they sent me was terrible and amounted to my name,
address, phone number and then a few very basic details such as what
utility providers I use.. no indication of any entries that could be
impacting my credit score.
Most
other credit report services were ones asking for a regular
subscription, something I simply could not afford. In desperation I
tried two other companies offering free credit reports, and again I was
disappointed. I was also turned down for a loan I desperately needed,
and this was a turning point for me.. I became determined to find out
how to get my free credit report that would help me figure out what was
smearing my credit history. I was stressed, and my health was suffering
because of it.
I
then came across a link to http://FreeCreditReportInstant.com and they struck me as a very honest site,
with a professional approach. I ordered my free credit report and it
was delivered to my email address within a few hours. I was amazed with
the depth and detail provided by this free credit report online.. it
wad even better than one a friend had shown me that he had paid for! It
also identified SEVEN instances of identity fraud, using my personal
details to gain loans and other services. I immediately set to work
dealing with this, calling the companies involved and faxing them
documents to prove my innocence. It took a few months but now I have
been exonerated of all the fraudulent entries, and my credit record has
been updated back to it's usual good standing.
So,
back to http://FreeCreditReportInstant.com . Their free credit report was instrumental in my solving
the financial problems I was having and identifying the cause.. identity
fraud. They actually offer some paid services to combat future credit
fraud and after some thought I decided to take them up on this. They're a
truly great company, deserving of your custom. If all you want is a
free credit report online, then they will provide that. They do not spam
you, sell on your details or harass you in any way. They do have paid
services which they will gently recommend to you as appropriate, and
honestly, they are
damned useful ones! They are a useful tool to help you manage your
credit history, keeping tabs on it with their free credit report, and
protecting your good name with their credit monitoring and warning
services.
What
I like about this company.. apart from that I can get my free credit
report with them straight to my email and ready formatted for print-out
at ANY time I need, is their friendly, helpful, fast and professional
approach. They are definitely a world away from the trashy financial
services that are so prevalent on the internet
nowadays, and have a commitment to helping their customers manage their
finances. They helped me tremendously, and their free credit report
online is one of the most useful tools anyone with a healthy approach to
money can find.
