Sunday, February 2, 2014

How to get a Free Credit Report Online Simply and Easily

I am writing this blog post to let others know how to get a free credit report, why you should get your credit report and how much of a difference my free credit report made to me financially. I got my free credit report online at http://FreeCreditReportInstant.com after several bad experiences with other companies. Here's why you should get your credit report there and how much of a difference it will make to you to have this important document:

I have been on a fixed income for several years and so have had to watch every cent I spend- being careful always to live within my means has been a challenge.  I'm sure you can imagine how scary it was when letters started arriving in the mail claiming I owed companies I had never heard of outrageous amounts of money. Honestly? I was terrified! A neighbor told me I could get a free credit report online, and that this would show what was going on with these demands for debts that I had no knowledge of. Identity fraud was the likely answer, but without proof, my own credit record would take a beating.. after all, these "debts" were still using MY name and details! I searched online and ordered my free credit report from a company who then spammed me with loan offers, and a whole bunch of inappropriate emails and (I suspect) passed my email on to a mailing list. The "free" credit report they sent me was terrible and amounted to my name, address, phone number and then a few very basic details such as what utility providers I use.. no indication of any entries that could be impacting my credit score. 

Most other credit report services were ones asking for a regular subscription, something I simply could not afford. In desperation I tried two other companies offering free credit reports, and again I was disappointed. I was also turned down for a loan I desperately needed, and this was a turning point for me.. I became determined to find out how to get my free credit report that would help me figure out what was smearing my credit history. I was stressed, and my health was suffering because of it.  

I then came across a link to http://FreeCreditReportInstant.com and they struck me as a very honest site, with a professional approach. I ordered my free credit report and it was delivered to my email address within a few hours.  I was amazed with the depth and detail provided by this free credit report online.. it wad even better than one a friend had shown me that he had paid for! It also identified SEVEN instances of identity fraud, using my personal details to gain loans and other services. I immediately set to work dealing with this, calling the companies involved and faxing them documents to prove my innocence. It took a few months but now I have been exonerated of all the fraudulent entries, and my credit record has been updated back to it's usual good standing. 

So, back to http://FreeCreditReportInstant.com . Their free credit report was instrumental in my solving the financial problems I was having and identifying the cause.. identity fraud. They actually offer some paid services to combat future credit fraud and after some thought I decided to take them up on this. They're a truly great company, deserving of your custom. If all you want is a free credit report online, then they will provide that. They do not spam you, sell on your details or harass you in any way. They do have paid services which they will gently recommend to you as appropriate, and honestly, they are damned useful ones! They are a useful tool to help you manage your credit history, keeping tabs on it with their free credit report, and protecting your good name with their credit monitoring and warning services.

What I like about this company.. apart from that I can get my free credit report with them straight to my email and ready formatted for print-out at ANY time I need, is their friendly, helpful, fast and professional approach. They are definitely a world away from the trashy financial services that are so prevalent on the internet nowadays, and have a commitment to helping their customers manage their finances. They helped me tremendously, and their free credit report online is one of the most useful tools anyone with a healthy approach to money can find.

13 comments:

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    ReplyDelete
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